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Irrespective of the size of your business, getting a business credit card is necessary. With the development of entrepreneurship worldwide, it is advisable to apply for a business credit card. When you apply for a business credit card, don’t forget to check the eligibility criteria for lifetime business cards. Usually, lifetime business cards have critical eligibility criteria. 

Even your business needs to have a certain amount of business turnover in a year. So finding the best lifetime credit card is quite a task, as both small and big businesses have different requirements. To get a better business credit card limit, not only the impact of credit score matters. A good payment history along with good cash flow of business matters too.

But this does not mean new businesses cannot apply for lifetime credit cards as few credit card companies also approve. Not only business credit cards are made for small and medium businesses. They are also designed for big corporate businesses and multinational corporations too. 

Many business credit card companies don’t charge annual charges if you spend a certain amount, making them indirectly free of annual charges. To simplify your research, we have found out those hidden benefits of business credit cards, which will help you flourish your business. 

Features to look for in best lifetime business credit card:- 

  • Interest-free period
  • Low interest
  • Flexible payment
  • No annual charges
  • High credit limit
  • Rewards on every transaction
  • Complimentary services
  • Emergency advance 
  • Easy cash 

Best lifetime business credit cards:-

Considering the above-mentioned important features, we have mentioned the best lifetime cards. Pick the one which will fit your budget and help you manage your business profile. 

Bajaj Finserv RBL Bank SuperCard

It has an annual fee of Rs. 999, but it gets waived off for the first year. As a business card, this is profitable because the annual fee gets waived off if you have spent more than Rs. 50000 in a year for your business. 

Hence, that makes you give zero annual charges to them. Moreover, the SuperCard has 2 Reward Points per Rs.100 you spend using your credit card. Moreover, the SuperCard offers 2,000 welcome bonus points too.

SBI Unnati Credit Card

SBI introduced this budget-friendly business credit card. The cardholder needs to have a balance of Rs.25,000 in their account. They have attractive offers and 1reward point on every 100 rupees spent. 

Even the annual fees of Rs. 499 is not required for the first 4 years. So it’s a great deal as it also offers a Flexipay facility which splits your business purchases into smaller EMIs.

Axis Bank Rupifi Business Credit Card

The card has joining fees of Rs.999. However, it has no annual fee without any kind of minimum spending criteria. It has a great reward point as well as a cashback of 5% on all spending. Also, this card will be beneficial to the MSME businesses that partnered up with Rupifi PAN India. Along with the card, you get an exclusive Business Savings Plan.

HSBC VISA Platinum Credit Card

The lifetime card comes with no joining and annual fees. Along with this exclusive feature, you get the best rewards point offers. When you spend an amount of Rs. 400,000, you get 5x reward points. You can even save up to Rs.  3,000 annually on a fuel surcharge. 

Here, we have mentioned the four best lifetime business cards available in the market. Choose the one which fits your budget and business needs.

To enjoy lifetime best offers and low interest, choose Bajaj Finserv RBL Bank SuperCard and you can apply credit card online. This is a 4in 1 SuperCard exclusively made by Bajaj Finserv in collaboration with RBL bank. Don’t miss getting so many offers for your business, so apply for a business credit card soon.

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